Alpine Bank also offers Green Lending programs including home equity or line of credit loans as well as reduced interest rate loans for electric vehicle purchases.
Additionally, USDA also offers housing repair loans and/or grants to help repair, improve, or modernize your home. Loans up to $20,000 are available at a 1% interest rate with a 20-year term. Grants are available for homeowners 62 years or older and are for health and safety issues.
Individuals must own and occupy your home and meet income and credit requirements to be eligible.
These USDA loans can be made for repairs such as roof replacements, plumbing, heating and electrical work, weatherization, adding accessibility features, flooring and other improvements.