Why finance through Energy Smart?
- Loans as low as $1000 for small projects and up to $25,000
- Fixed interest rates starting at 3.75%, up to 8.5%
- No money down
- Flexible loan terms
- Pay back your loan with energy savings
How does it work?
- Apply for financing ONLINE or by downloading and submitting the paper FORM.
- Work with your contractor to design an eligible project scope of work and submit with closing documents
- Once the work is complete, verify completion and your contractor will be paid.
- Start paying back the loan and enjoying a more comfortable home!
Are you eligible for an Energy Smart Loan?
- Your property is located in Eagle, Gunnison or Pitkin Counties
- You are signed up with the Energy Smart Program. If not, SIGN UP HERE.
- You own the house that will be undergoing energy efficiency upgrades.
- You have a minimum credit score of 580.
- DIY projects eligible for materials only, purchased through a contractor.
Eligible Energy Smart Financing Projects:
- Air Sealing: Air Sealing/HRV/Ventilation, Duct Sealing
- Insulation: Attic, Wall, Floor, Ducts, Rim Joists, Foundation/Basement, Wall or Crawlspace
- Heating: Replacement of high efficiency furnace, gas boiler or pellet stove/boiler
- Water Heating: Conventional Water Heater, Tankless On-Demand or Solar Thermal
- Doors and windows: Exterior Windows and glass doors, Insulating Shutters or Blinds, Insulating Exterior Doors or Storm Doors
For questions about the program and eligible projects, please contact your ENERGY SMART RESOURCE CENTER.
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The ENERGY SMART PROGRAM assists residents and contractors in Eagle, Pitkin and Gunnison Counties in making home energy improvements simple and affordable.
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